贷款/房贷计算器
关于 贷款/房贷计算器
即时估算您的贷款或房贷月供、总利息和总成本。免费计算器。-
Estimated monthly payment
Total paid over term-
Total interest paid-
Estimate only - does not include property tax, insurance, or PMI. Consult a lender for exact figures.
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Frequently asked questions
What does the monthly payment include?
This calculates principal and interest based on your loan amount, interest rate, and term - it does not include property tax, homeowners insurance, or PMI, which can add a meaningful amount to a real mortgage payment.
How does the loan term affect total interest paid?
A longer term lowers your monthly payment but increases total interest paid over the life of the loan - try comparing a 15-year vs 30-year term at the same rate to see the tradeoff.
Can I use this for any type of loan, not just a mortgage?
Yes - the same amortization math applies to auto loans, personal loans, and any other fixed-rate installment loan, not just mortgages.
